Divorce Financial Analysis Massachusetts

Certified Divorce Financial Analyst (CDFA®)

Financial issues are the most frequent source of anxiety and conflict in divorce. My job is to take the mystery and fear out of the numbers.

I can work with two parties in mediation, through individual consultation, or on behalf of an attorney or other mediators. As a skilled Certified Divorce Financial Analyst (CDFA®), I identify pertinent financial issues, lay out the options, and empower clients toward firm decisions.

Financial Reality Check

Creating two households would also require separate costs. I help clients compile data about their income and living expenses in a format that clarifies financial strengths and weaknesses.

Dividing Assets

Parties should explore all options for splitting their assets. I help clients by analyzing options for dividing different kinds of assets and identifying the trade-offs, including liquidity, diversification, potential growth, and tax implications.

Supporting the Negotiation Process

I evaluate alternative strategies so clients can make decisions based on what is most important. A client may need a comprehensive analysis or want to focus on a specific issue. No two cases are exactly the same, so I never take a cookie-cutter approach.

Typical Questions I Help Clients Address

• Are we living above our means?

• How can we afford two households?

• Does it make sense for the kids and me to stay in the house and can I afford it?

• Can I afford to pay that much support?

• Can I live on that little support?

• Will I be okay in the short term and the long term?

• What happens to our retirement accounts?

• How do we deal with pensions?

• Do we have enough liquidity to divide our assets in a way that makes sense?

• What about credit card debt and student loans?

• What is the best way to claim children on our tax returns?